Call reports 2017
BMW BANK OF NORTH AMERICA — 2017
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 9,942,712,000 | 9,917,356,000 | 9,931,595,000 | 9,963,799,000 |
| Total loans | 7,435,632,000 | 7,417,020,000 | 7,429,995,000 | 7,421,832,000 |
| Allowance for loan losses | 30,203,000 | 32,185,000 | 32,371,000 | 34,244,000 |
| Securities available for sale | 256,745,000 | 248,826,000 | 241,565,000 | 238,980,000 |
| Securities held to maturity | 1,995,113,000 | 1,996,949,000 | 1,996,412,000 | 1,996,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,754,755,000 | 5,758,722,000 | 5,820,472,000 | 5,731,352,000 |
| Interest-bearing deposits | 5,754,755,000 | 5,758,722,000 | 5,820,473,000 | 5,731,352,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,524,126,000 | 1,563,825,000 | 1,603,932,000 | 1,628,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 102,071,000 | 207,407,000 | 316,479,000 | 431,022,000 |
| Interest expense | 29,744,000 | 63,493,000 | 100,224,000 | 138,170,000 |
| Net interest income | 72,327,000 | 143,914,000 | 216,255,000 | 292,852,000 |
| Noninterest income | 20,479,000 | 40,956,000 | 62,031,000 | 83,972,000 |
| Noninterest expense | 22,828,000 | 45,293,000 | 67,635,000 | 92,688,000 |
| Provision for loan losses | 8,024,000 | 14,819,000 | 21,865,000 | 30,080,000 |
| Pretax income | 61,954,000 | 124,758,000 | 188,786,000 | 254,056,000 |
| Income tax | 21,463,000 | 45,164,000 | 69,351,000 | 109,150,000 |
| Net income | 40,491,000 | 79,594,000 | 119,435,000 | 144,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,524,492,000 | 1,563,595,000 | 1,603,435,000 | 1,628,909,000 |
| Total capital | 1,554,695,000 | 1,595,780,000 | 1,635,806,000 | 1,663,153,000 |
| Risk-weighted assets | 9,547,456,000 | 9,532,702,000 | 9,547,817,000 | 9,527,373,000 |