Call reports 2015
BMW BANK OF NORTH AMERICA — 2015
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,960,421,000 | 9,939,479,000 | 9,970,017,000 | 9,913,847,000 |
| Total loans | 7,243,976,000 | 7,351,183,000 | 7,338,220,000 | 7,337,741,000 |
| Allowance for loan losses | 24,339,000 | 24,942,000 | 24,698,000 | 26,649,000 |
| Securities available for sale | 478,188,000 | 364,554,000 | 363,804,000 | 347,821,000 |
| Securities held to maturity | 1,996,606,000 | 1,980,356,000 | 1,998,762,000 | 1,995,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,100,766,000 | 5,800,762,000 | 5,916,704,000 | 5,968,761,000 |
| Interest-bearing deposits | 6,100,766,000 | 5,800,762,000 | 5,916,704,000 | 5,968,761,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,266,662,000 | 1,299,673,000 | 1,338,239,000 | 1,368,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 98,325,000 | 195,840,000 | 294,904,000 | 394,455,000 |
| Interest expense | 26,525,000 | 53,182,000 | 80,605,000 | 109,334,000 |
| Net interest income | 71,800,000 | 142,658,000 | 214,299,000 | 285,121,000 |
| Noninterest income | 13,910,000 | 29,101,000 | 45,054,000 | 61,324,000 |
| Noninterest expense | 22,243,000 | 44,189,000 | 66,970,000 | 93,774,000 |
| Provision for loan losses | 3,787,000 | 9,227,000 | 14,664,000 | 23,030,000 |
| Pretax income | 59,680,000 | 124,789,000 | 184,165,000 | 236,087,000 |
| Income tax | 22,940,000 | 48,527,000 | 71,424,000 | 90,427,000 |
| Net income | 36,740,000 | 76,262,000 | 112,741,000 | 145,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,258,329,000 | 1,297,851,000 | 1,334,330,000 | 1,367,249,000 |
| Total capital | 1,282,668,000 | 1,322,793,000 | 1,359,028,000 | 1,393,898,000 |
| Risk-weighted assets | 9,380,895,000 | 9,449,654,000 | 9,484,052,000 | 9,457,426,000 |