Call reports 2012
BMW BANK OF NORTH AMERICA — 2012
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,250,340,000 | 9,396,813,000 | 9,313,264,000 | 9,520,601,000 |
| Total loans | 6,796,341,000 | 6,882,650,000 | 6,819,026,000 | 7,065,005,000 |
| Allowance for loan losses | 32,508,000 | 30,240,000 | 31,201,000 | 30,291,000 |
| Securities available for sale | 414,336,000 | 421,141,000 | 446,203,000 | 408,429,000 |
| Securities held to maturity | 1,980,158,000 | 1,984,992,000 | 1,979,893,000 | 2,002,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,328,776,000 | 6,081,333,000 | 6,210,749,000 | 6,131,347,000 |
| Interest-bearing deposits | 6,328,776,000 | 6,081,333,000 | 6,210,749,000 | 6,131,347,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,052,281,000 | 1,105,536,000 | 1,154,768,000 | 1,052,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 139,560,000 | 273,862,000 | 402,996,000 | 526,494,000 |
| Interest expense | 40,068,000 | 78,845,000 | 116,322,000 | 152,187,000 |
| Net interest income | 99,492,000 | 195,017,000 | 286,674,000 | 374,307,000 |
| Noninterest income | 15,067,000 | 29,816,000 | 43,806,000 | 58,361,000 |
| Noninterest expense | 23,437,000 | 46,365,000 | 69,467,000 | 97,986,000 |
| Provision for loan losses | 4,359,000 | 7,966,000 | 13,839,000 | 19,477,000 |
| Pretax income | 88,496,000 | 172,971,000 | 249,643,000 | 317,674,000 |
| Income tax | 33,948,000 | 66,282,000 | 95,732,000 | 124,258,000 |
| Net income | 54,548,000 | 106,689,000 | 153,911,000 | 193,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,042,645,000 | 1,094,786,000 | 1,142,008,000 | 1,041,513,000 |
| Total capital | 1,075,153,000 | 1,125,026,000 | 1,173,209,000 | 1,071,804,000 |
| Risk-weighted assets | 8,920,396,000 | 9,010,942,000 | 8,944,845,000 | 9,201,496,000 |