Call reports 2011
BMW BANK OF NORTH AMERICA — 2011
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 9,412,623,000 | 9,320,643,000 | 8,915,419,000 | 9,024,032,000 |
| Total loans | 7,046,555,000 | 6,941,985,000 | 6,583,569,000 | 6,689,627,000 |
| Allowance for loan losses | 46,862,000 | 42,373,000 | 38,124,000 | 35,644,000 |
| Securities available for sale | 325,589,000 | 334,369,000 | 323,042,000 | 303,372,000 |
| Securities held to maturity | 2,001,926,000 | 1,998,708,000 | 1,959,034,000 | 1,971,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,265,639,000 | 6,089,062,000 | 6,193,072,000 | 6,186,004,000 |
| Interest-bearing deposits | 6,265,639,000 | 6,089,062,000 | 6,193,072,000 | 6,186,004,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 939,883,000 | 1,004,507,000 | 1,066,356,000 | 999,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 164,374,000 | 323,808,000 | 475,949,000 | 618,398,000 |
| Interest expense | 48,617,000 | 96,170,000 | 145,659,000 | 183,086,000 |
| Net interest income | 115,757,000 | 227,638,000 | 330,290,000 | 435,312,000 |
| Noninterest income | 15,856,000 | 32,063,000 | 48,571,000 | 64,906,000 |
| Noninterest expense | 23,858,000 | 46,451,000 | 66,576,000 | 94,998,000 |
| Provision for loan losses | 3,056,000 | 6,223,000 | 8,801,000 | 12,207,000 |
| Pretax income | 105,492,000 | 207,820,000 | 304,277,000 | 393,806,000 |
| Income tax | 40,491,000 | 79,762,000 | 116,773,000 | 152,696,000 |
| Net income | 65,001,000 | 128,058,000 | 187,504,000 | 241,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 931,989,000 | 995,044,000 | 1,054,491,000 | 988,097,000 |
| Total capital | 978,851,000 | 1,037,417,000 | 1,092,615,000 | 1,023,741,000 |
| Risk-weighted assets | 9,177,366,000 | 9,071,405,000 | 8,668,484,000 | 8,785,160,000 |