Call reports 2009
BMW BANK OF NORTH AMERICA — 2009
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 5,144,002,000 | 5,747,802,000 | 6,339,293,000 | 7,210,025,000 |
| Total loans | 4,585,628,000 | 5,269,537,000 | 5,893,786,000 | 6,314,636,000 |
| Allowance for loan losses | 62,666,000 | 71,364,000 | 78,774,000 | 83,580,000 |
| Securities available for sale | 512,853,000 | 443,857,000 | 417,481,000 | 396,527,000 |
| Securities held to maturity | 0 | 0 | 23,771,000 | 401,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,029,777,000 | 4,547,088,000 | 4,721,729,000 | 5,111,921,000 |
| Interest-bearing deposits | 4,029,777,000 | 4,547,088,000 | 4,721,729,000 | 5,111,920,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 455,301,000 | 538,758,000 | 618,007,000 | 652,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 92,055,000 | 196,848,000 | 313,195,000 | 444,584,000 |
| Interest expense | 39,344,000 | 80,779,000 | 125,370,000 | 173,229,000 |
| Net interest income | 52,711,000 | 116,069,000 | 187,825,000 | 271,355,000 |
| Noninterest income | 12,692,000 | 25,737,000 | 39,095,000 | 52,147,000 |
| Noninterest expense | 15,548,000 | 31,551,000 | 51,268,000 | 69,119,000 |
| Provision for loan losses | 21,194,000 | 44,244,000 | 65,292,000 | 84,526,000 |
| Pretax income | 28,661,000 | 67,442,000 | 111,791,000 | 172,245,000 |
| Income tax | 10,962,000 | 25,796,000 | 43,110,000 | 67,114,000 |
| Net income | 17,699,000 | 41,646,000 | 68,681,000 | 105,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 443,871,000 | 527,818,000 | 604,852,000 | 641,303,000 |
| Total capital | 503,498,000 | 595,710,000 | 680,541,000 | 724,883,000 |
| Risk-weighted assets | 4,767,150,000 | 5,427,922,000 | 6,052,052,000 | 6,953,143,000 |