Call reports 2005
BMW BANK OF NORTH AMERICA — 2005
What BMW BANK OF NORTH AMERICA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,196,637,000 | 1,448,195,000 | 1,729,664,000 | 1,770,399,000 |
| Total loans | 1,116,202,000 | 1,424,383,000 | 1,689,918,000 | 1,725,726,000 |
| Allowance for loan losses | 14,895,000 | 15,957,000 | 17,806,000 | 15,858,000 |
| Securities available for sale | 19,572,000 | 18,980,000 | 34,902,000 | 32,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,328,000 | 646,777,000 | 895,028,000 | 1,386,472,000 |
| Interest-bearing deposits | 539,328,000 | 646,777,000 | 895,028,000 | 1,386,472,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 145,083,000 | 151,531,000 | 157,310,000 | 165,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 21,032,000 | 41,543,000 | 68,901,000 | 99,343,000 |
| Interest expense | 9,314,000 | 18,057,000 | 29,989,000 | 44,868,000 |
| Net interest income | 11,718,000 | 23,486,000 | 38,912,000 | 54,475,000 |
| Noninterest income | 11,021,000 | 23,764,000 | 36,038,000 | 49,205,000 |
| Noninterest expense | 10,851,000 | 20,135,000 | 31,461,000 | 46,021,000 |
| Provision for loan losses | 1,430,000 | 4,087,000 | 8,538,000 | 10,539,000 |
| Pretax income | 10,458,000 | 23,028,000 | 34,951,000 | 47,120,000 |
| Income tax | 3,883,000 | 8,938,000 | 13,360,000 | 17,873,000 |
| Net income | 6,575,000 | 14,090,000 | 21,591,000 | 29,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,201,000 | 151,461,000 | 157,569,000 | 165,881,000 |
| Total capital | 159,539,000 | 167,417,000 | 175,375,000 | 181,739,000 |
| Risk-weighted assets | 1,146,579,000 | 1,441,533,000 | 1,712,867,000 | 1,750,547,000 |
Machine access — free, no API key
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