Call reports 2025
FARMERS BANK OF MILTON, THE — 2025
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 312,618,000 | 310,562,000 | 309,106,000 | 312,856,000 |
| Total loans | 209,767,000 | 210,939,000 | 209,323,000 | 212,405,000 |
| Allowance for loan losses | 1,610,000 | 1,605,000 | 1,627,000 | 1,629,000 |
| Securities available for sale | 77,804,000 | 78,835,000 | 77,945,000 | 77,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,013,000 | 256,396,000 | 253,967,000 | 255,358,000 |
| Interest-bearing deposits | 195,212,000 | 193,926,000 | 196,512,000 | 198,732,000 |
| Noninterest-bearing deposits | 63,801,000 | 62,470,000 | 57,455,000 | 56,626,000 |
| Equity capital | 25,599,000 | 25,947,000 | 27,960,000 | 29,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,489,000 | 11,283,000 | 15,151,000 |
| Interest expense | 1,659,000 | 3,331,000 | 4,990,000 | 6,591,000 |
| Net interest income | 2,053,000 | 4,158,000 | 6,293,000 | 8,560,000 |
| Noninterest income | 198,000 | 410,000 | 620,000 | 856,000 |
| Noninterest expense | 1,834,000 | 3,617,000 | 5,476,000 | 7,260,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 417,000 | 951,000 | 1,437,000 | 2,157,000 |
| Income tax | 62,000 | 172,000 | 247,000 | 264,000 |
| Net income | 355,000 | 779,000 | 1,190,000 | 1,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,631,000 | 39,055,000 | 39,466,000 | 40,169,000 |
| Total capital | 40,266,000 | 40,685,000 | 41,118,000 | 41,824,000 |
| Risk-weighted assets | 215,790,000 | 213,980,000 | 212,511,000 | 215,086,000 |