Call reports 2019
FARMERS BANK OF MILTON, THE — 2019
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 247,509,000 | 247,534,000 | 250,295,000 | 259,604,000 |
| Total loans | 152,606,000 | 159,156,000 | 161,984,000 | 160,185,000 |
| Allowance for loan losses | 1,782,000 | 1,798,000 | 1,805,000 | 1,421,000 |
| Securities available for sale | 71,827,000 | 71,286,000 | 69,309,000 | 75,252,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,644,000 | 203,089,000 | 201,842,000 | 211,598,000 |
| Interest-bearing deposits | 165,295,000 | 164,385,000 | 165,616,000 | 171,028,000 |
| Noninterest-bearing deposits | 37,349,000 | 38,704,000 | 36,226,000 | 40,570,000 |
| Equity capital | 36,533,000 | 37,038,000 | 37,869,000 | 37,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,044,000 | 7,750,000 | 10,455,000 |
| Interest expense | 550,000 | 1,095,000 | 1,679,000 | 2,272,000 |
| Net interest income | 1,963,000 | 3,949,000 | 6,071,000 | 8,183,000 |
| Noninterest income | 144,000 | 403,000 | 579,000 | 761,000 |
| Noninterest expense | 1,529,000 | 2,964,000 | 4,687,000 | 6,261,000 |
| Provision for loan losses | 100,000 | 100,000 | 110,000 | 110,000 |
| Pretax income | 478,000 | 1,288,000 | 1,862,000 | 2,582,000 |
| Income tax | -15,000 | 124,000 | 200,000 | 293,000 |
| Net income | 493,000 | 1,164,000 | 1,662,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,710,000 | 36,395,000 | 36,893,000 | 36,526,000 |
| Total capital | 38,492,000 | 38,193,000 | 38,698,000 | 37,947,000 |
| Risk-weighted assets | 163,486,000 | 164,678,000 | 167,681,000 | 168,343,000 |