Call reports 2016
FARMERS BANK OF MILTON, THE — 2016
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 228,203,000 | 229,285,000 | 230,581,000 | 229,984,000 |
| Total loans | 127,991,000 | 130,500,000 | 132,828,000 | 133,701,000 |
| Allowance for loan losses | 1,872,000 | 1,744,000 | 1,798,000 | 1,832,000 |
| Securities available for sale | 82,892,000 | 85,266,000 | 83,611,000 | 79,726,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,481,000 | 194,238,000 | 195,446,000 | 196,901,000 |
| Interest-bearing deposits | 167,933,000 | 168,163,000 | 169,014,000 | 169,154,000 |
| Noninterest-bearing deposits | 26,548,000 | 26,075,000 | 26,432,000 | 27,747,000 |
| Equity capital | 33,374,000 | 34,292,000 | 34,542,000 | 32,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,266,000 | 6,449,000 | 8,650,000 |
| Interest expense | 360,000 | 705,000 | 1,035,000 | 1,345,000 |
| Net interest income | 1,753,000 | 3,561,000 | 5,414,000 | 7,305,000 |
| Noninterest income | 162,000 | 331,000 | 485,000 | 668,000 |
| Noninterest expense | 1,172,000 | 2,461,000 | 3,971,000 | 5,326,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 375,000 |
| Pretax income | 743,000 | 1,447,000 | 1,898,000 | 2,313,000 |
| Income tax | 147,000 | 282,000 | 316,000 | 298,000 |
| Net income | 596,000 | 1,165,000 | 1,582,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,483,000 | 33,053,000 | 33,478,000 | 33,672,000 |
| Total capital | 34,257,000 | 34,797,000 | 35,276,000 | 35,502,000 |
| Risk-weighted assets | 141,884,000 | 145,666,000 | 144,174,000 | 146,445,000 |