Call reports 2015
FARMERS BANK OF MILTON, THE — 2015
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 226,543,000 | 223,694,000 | 221,947,000 | 221,741,000 |
| Total loans | 127,240,000 | 127,977,000 | 129,278,000 | 128,496,000 |
| Allowance for loan losses | 1,836,000 | 1,919,000 | 1,882,000 | 1,863,000 |
| Securities available for sale | 85,076,000 | 80,083,000 | 78,975,000 | 75,972,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,167,000 | 191,473,000 | 189,127,000 | 188,754,000 |
| Interest-bearing deposits | 169,965,000 | 167,803,000 | 166,649,000 | 166,787,000 |
| Noninterest-bearing deposits | 24,202,000 | 23,670,000 | 22,478,000 | 21,967,000 |
| Equity capital | 32,060,000 | 31,776,000 | 32,271,000 | 32,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,284,000 | 6,411,000 | 8,540,000 |
| Interest expense | 415,000 | 819,000 | 1,211,000 | 1,582,000 |
| Net interest income | 1,675,000 | 3,465,000 | 5,200,000 | 6,958,000 |
| Noninterest income | 139,000 | 297,000 | 427,000 | 577,000 |
| Noninterest expense | 1,252,000 | 2,424,000 | 3,738,000 | 5,075,000 |
| Provision for loan losses | 0 | 225,000 | 250,000 | 250,000 |
| Pretax income | 563,000 | 1,118,000 | 1,644,000 | 2,224,000 |
| Income tax | 105,000 | 167,000 | 261,000 | 344,000 |
| Net income | 458,000 | 951,000 | 1,383,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,075,000 | 31,569,000 | 31,620,000 | 31,887,000 |
| Total capital | 32,770,000 | 33,279,000 | 33,306,000 | 33,628,000 |
| Risk-weighted assets | 135,483,000 | 136,607,000 | 134,688,000 | 139,158,000 |