Call reports 2013
FARMERS BANK OF MILTON, THE — 2013
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,357,000 | 216,338,000 | 217,540,000 | 221,102,000 |
| Total loans | 108,023,000 | 110,872,000 | 116,740,000 | 122,531,000 |
| Allowance for loan losses | 1,449,000 | 2,624,000 | 2,497,000 | 1,804,000 |
| Securities available for sale | 92,255,000 | 95,188,000 | 91,203,000 | 88,799,000 |
| Securities held to maturity | 11,000 | 10,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,743,000 | 184,083,000 | 184,940,000 | 187,498,000 |
| Interest-bearing deposits | 161,563,000 | 162,867,000 | 165,361,000 | 166,829,000 |
| Noninterest-bearing deposits | 23,180,000 | 21,216,000 | 19,579,000 | 20,669,000 |
| Equity capital | 30,155,000 | 27,712,000 | 27,924,000 | 28,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,995,000 | 6,167,000 | 8,317,000 |
| Interest expense | 515,000 | 1,032,000 | 1,543,000 | 2,053,000 |
| Net interest income | 1,480,000 | 2,963,000 | 4,624,000 | 6,264,000 |
| Noninterest income | 144,000 | 320,000 | 511,000 | 699,000 |
| Noninterest expense | 894,000 | 1,844,000 | 2,879,000 | 4,104,000 |
| Provision for loan losses | 0 | 1,255,000 | 1,330,000 | 860,000 |
| Pretax income | 730,000 | 237,000 | 1,047,000 | 2,120,000 |
| Income tax | 145,000 | -78,000 | 18,000 | 331,000 |
| Net income | 585,000 | 315,000 | 1,029,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,158,000 | 27,888,000 | 28,602,000 | 29,131,000 |
| Total capital | 29,607,000 | 29,480,000 | 30,209,000 | 30,804,000 |
| Risk-weighted assets | 123,198,000 | 126,326,000 | 127,637,000 | 133,742,000 |