Call reports 2012
FARMERS BANK OF MILTON, THE — 2012
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 206,338,000 | 207,444,000 | 211,211,000 | 210,179,000 |
| Total loans | 100,767,000 | 102,900,000 | 106,053,000 | 108,235,000 |
| Allowance for loan losses | 1,427,000 | 1,466,000 | 1,558,000 | 1,463,000 |
| Securities available for sale | 96,715,000 | 93,825,000 | 92,470,000 | 90,904,000 |
| Securities held to maturity | 14,000 | 13,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,651,000 | 172,120,000 | 172,329,000 | 174,064,000 |
| Interest-bearing deposits | 151,867,000 | 157,389,000 | 158,151,000 | 158,723,000 |
| Noninterest-bearing deposits | 19,784,000 | 14,731,000 | 14,178,000 | 15,341,000 |
| Equity capital | 28,180,000 | 29,318,000 | 30,140,000 | 29,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,268,000 | 6,420,000 | 8,319,000 |
| Interest expense | 602,000 | 1,197,000 | 1,773,000 | 2,317,000 |
| Net interest income | 1,522,000 | 3,071,000 | 4,647,000 | 6,002,000 |
| Noninterest income | 132,000 | 265,000 | 387,000 | 546,000 |
| Noninterest expense | 788,000 | 1,574,000 | 2,543,000 | 3,720,000 |
| Provision for loan losses | 125,000 | 165,000 | 303,000 | 568,000 |
| Pretax income | 742,000 | 1,649,000 | 2,242,000 | 2,435,000 |
| Income tax | 151,000 | 331,000 | 409,000 | 311,000 |
| Net income | 591,000 | 1,318,000 | 1,833,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,273,000 | 26,999,000 | 27,515,000 | 27,573,000 |
| Total capital | 27,700,000 | 28,465,000 | 29,043,000 | 29,036,000 |
| Risk-weighted assets | 117,281,000 | 118,884,000 | 122,219,000 | 122,025,000 |