Call reports 2011
FARMERS BANK OF MILTON, THE — 2011
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 180,271,000 | 181,985,000 | 193,583,000 | 198,029,000 |
| Total loans | 99,398,000 | 99,055,000 | 100,756,000 | 100,493,000 |
| Allowance for loan losses | 965,000 | 1,112,000 | 1,232,000 | 1,303,000 |
| Securities available for sale | 70,972,000 | 73,729,000 | 78,814,000 | 85,959,000 |
| Securities held to maturity | 38,000 | 16,000 | 15,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,374,000 | 150,436,000 | 160,358,000 | 164,771,000 |
| Interest-bearing deposits | 132,545,000 | 133,799,000 | 143,456,000 | 147,393,000 |
| Noninterest-bearing deposits | 17,829,000 | 16,637,000 | 16,902,000 | 17,378,000 |
| Equity capital | 25,303,000 | 26,562,000 | 27,690,000 | 27,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,216,000 | 6,345,000 | 8,499,000 |
| Interest expense | 671,000 | 1,333,000 | 1,997,000 | 2,662,000 |
| Net interest income | 1,419,000 | 2,883,000 | 4,348,000 | 5,837,000 |
| Noninterest income | 117,000 | 245,000 | 397,000 | 485,000 |
| Noninterest expense | 704,000 | 1,448,000 | 2,306,000 | 3,368,000 |
| Provision for loan losses | 0 | 210,000 | 350,000 | 797,000 |
| Pretax income | 851,000 | 1,537,000 | 2,204,000 | 2,290,000 |
| Income tax | 187,000 | 334,000 | 451,000 | 358,000 |
| Net income | 664,000 | 1,203,000 | 1,753,000 | 1,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,879,000 | 25,418,000 | 25,668,000 | 25,682,000 |
| Total capital | 25,844,000 | 26,530,000 | 26,900,000 | 26,985,000 |
| Risk-weighted assets | 106,400,000 | 107,513,000 | 110,736,000 | 112,754,000 |