Call reports 2010
FARMERS BANK OF MILTON, THE — 2010
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 165,356,000 | 174,422,000 | 176,688,000 | 173,288,000 |
| Total loans | 91,048,000 | 95,842,000 | 97,661,000 | 99,273,000 |
| Allowance for loan losses | 873,000 | 902,000 | 965,000 | 989,000 |
| Securities available for sale | 61,622,000 | 62,392,000 | 71,420,000 | 69,404,000 |
| Securities held to maturity | 60,000 | 40,000 | 39,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,581,000 | 141,981,000 | 144,858,000 | 141,342,000 |
| Interest-bearing deposits | 122,829,000 | 130,702,000 | 130,963,000 | 126,778,000 |
| Noninterest-bearing deposits | 10,752,000 | 11,279,000 | 13,895,000 | 14,564,000 |
| Equity capital | 23,978,000 | 24,563,000 | 25,559,000 | 24,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,120,000 | 6,217,000 | 8,343,000 |
| Interest expense | 736,000 | 1,498,000 | 2,272,000 | 3,019,000 |
| Net interest income | 1,282,000 | 2,622,000 | 3,945,000 | 5,324,000 |
| Noninterest income | 141,000 | 282,000 | 433,000 | 572,000 |
| Noninterest expense | 729,000 | 1,444,000 | 2,264,000 | 3,413,000 |
| Provision for loan losses | 86,000 | 141,000 | 216,000 | 266,000 |
| Pretax income | 610,000 | 1,321,000 | 1,905,000 | 2,256,000 |
| Income tax | 154,000 | 317,000 | 410,000 | 402,000 |
| Net income | 456,000 | 1,004,000 | 1,495,000 | 1,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,083,000 | 23,631,000 | 24,021,000 | 24,215,000 |
| Total capital | 23,956,000 | 24,533,000 | 24,986,000 | 25,204,000 |
| Risk-weighted assets | 95,120,000 | 100,894,000 | 104,351,000 | 105,251,000 |