Call reports 2009
FARMERS BANK OF MILTON, THE — 2009
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,038,000 | 147,110,000 | 150,988,000 | 154,446,000 |
| Total loans | 81,528,000 | 85,646,000 | 90,027,000 | 90,010,000 |
| Allowance for loan losses | 682,000 | 661,000 | 716,000 | 805,000 |
| Securities available for sale | 51,971,000 | 54,757,000 | 53,736,000 | 54,115,000 |
| Securities held to maturity | 289,000 | 263,000 | 62,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,242,000 | 119,309,000 | 121,768,000 | 125,580,000 |
| Interest-bearing deposits | 106,113,000 | 108,623,000 | 111,551,000 | 115,623,000 |
| Noninterest-bearing deposits | 11,129,000 | 10,686,000 | 10,217,000 | 9,957,000 |
| Equity capital | 22,358,000 | 22,455,000 | 23,321,000 | 23,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 3,893,000 | 5,889,000 | 7,892,000 |
| Interest expense | 754,000 | 1,528,000 | 2,298,000 | 3,079,000 |
| Net interest income | 1,191,000 | 2,365,000 | 3,591,000 | 4,813,000 |
| Noninterest income | 150,000 | 294,000 | 471,000 | 607,000 |
| Noninterest expense | 774,000 | 1,508,000 | 2,341,000 | 3,494,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 274,000 |
| Pretax income | 591,000 | 1,180,000 | 1,689,000 | 1,774,000 |
| Income tax | 177,000 | 354,000 | 456,000 | 390,000 |
| Net income | 414,000 | 826,000 | 1,233,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,925,000 | 22,338,000 | 22,644,000 | 22,627,000 |
| Total capital | 22,607,000 | 22,999,000 | 23,360,000 | 23,432,000 |
| Risk-weighted assets | 79,949,000 | 83,817,000 | 89,224,000 | 92,653,000 |