Call reports 2007
FARMERS BANK OF MILTON, THE — 2007
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,542,000 | 116,154,000 | 118,938,000 | 127,346,000 |
| Total loans | 69,715,000 | 73,206,000 | 75,082,000 | 76,975,000 |
| Allowance for loan losses | 702,000 | 749,000 | 776,000 | 673,000 |
| Securities available for sale | 36,920,000 | 36,024,000 | 35,699,000 | 41,989,000 |
| Securities held to maturity | 1,387,000 | 1,268,000 | 1,175,000 | 1,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,696,000 | 93,548,000 | 95,856,000 | 104,494,000 |
| Interest-bearing deposits | 80,012,000 | 80,247,000 | 83,267,000 | 18,766,000 |
| Noninterest-bearing deposits | 12,684,000 | 13,301,000 | 12,589,000 | 85,728,000 |
| Equity capital | 21,448,000 | 21,271,000 | 21,722,000 | 21,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,547,000 | 5,432,000 | 7,400,000 |
| Interest expense | 786,000 | 1,627,000 | 2,518,000 | 3,507,000 |
| Net interest income | 954,000 | 1,920,000 | 2,914,000 | 3,893,000 |
| Noninterest income | 127,000 | 257,000 | 373,000 | 531,000 |
| Noninterest expense | 530,000 | 1,111,000 | 1,748,000 | 2,680,000 |
| Provision for loan losses | 6,000 | 51,000 | 135,000 | 135,000 |
| Pretax income | 545,000 | 1,015,000 | 1,404,000 | 1,609,000 |
| Income tax | 145,000 | 253,000 | 323,000 | 315,000 |
| Net income | 400,000 | 762,000 | 1,081,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,697,000 | 21,810,000 | 22,128,000 | 22,171,000 |
| Total capital | 22,399,000 | 22,559,000 | 22,904,000 | 22,844,000 |
| Risk-weighted assets | 67,481,000 | 71,449,000 | 74,045,000 | 75,038,000 |