Call reports 2006
FARMERS BANK OF MILTON, THE — 2006
What FARMERS BANK OF MILTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,203,000 | 113,060,000 | 113,757,000 | 112,585,000 |
| Total loans | 62,704,000 | 64,940,000 | 65,872,000 | 68,199,000 |
| Allowance for loan losses | 640,000 | 658,000 | 667,000 | 703,000 |
| Securities available for sale | 39,554,000 | 38,000,000 | 38,222,000 | 37,257,000 |
| Securities held to maturity | 1,895,000 | 1,772,000 | 1,565,000 | 1,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,279,000 | 90,898,000 | 90,729,000 | 89,359,000 |
| Interest-bearing deposits | 78,680,000 | 79,374,000 | 77,971,000 | 75,177,000 |
| Noninterest-bearing deposits | 11,599,000 | 11,524,000 | 12,758,000 | 14,182,000 |
| Equity capital | 19,619,000 | 19,860,000 | 20,655,000 | 20,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,252,000 | 4,935,000 | 6,694,000 |
| Interest expense | 612,000 | 1,319,000 | 2,030,000 | 2,794,000 |
| Net interest income | 983,000 | 1,933,000 | 2,905,000 | 3,900,000 |
| Noninterest income | 118,000 | 242,000 | 360,000 | 478,000 |
| Noninterest expense | 484,000 | 964,000 | 1,498,000 | 2,137,000 |
| Provision for loan losses | 0 | 26,000 | 48,000 | 80,000 |
| Pretax income | 618,000 | 1,186,000 | 1,720,000 | 2,162,000 |
| Income tax | 159,000 | 301,000 | 432,000 | 534,000 |
| Net income | 459,000 | 885,000 | 1,288,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,300,000 | 20,726,000 | 21,129,000 | 21,297,000 |
| Total capital | 20,940,000 | 21,384,000 | 21,796,000 | 22,000,000 |
| Risk-weighted assets | 60,401,000 | 60,796,000 | 62,090,000 | 65,913,000 |