Call reports 2016
PLAZA BANK — 2016
What PLAZA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,061,416,000 | 1,107,148,000 | 1,191,916,000 | 1,221,171,000 |
| Total loans | 923,475,000 | 958,949,000 | 1,000,388,000 | 1,027,430,000 |
| Allowance for loan losses | 12,101,000 | 12,411,000 | 12,856,000 | 12,966,000 |
| Securities available for sale | 29,505,000 | 28,467,000 | 25,570,000 | 23,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,692,000 | 907,943,000 | 1,024,446,000 | 1,015,457,000 |
| Interest-bearing deposits | 617,842,000 | 633,752,000 | 722,667,000 | 693,524,000 |
| Noninterest-bearing deposits | 276,850,000 | 274,191,000 | 301,779,000 | 321,933,000 |
| Equity capital | 123,300,000 | 126,689,000 | 129,908,000 | 135,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,284,000 | 27,101,000 | 41,890,000 | 57,246,000 |
| Interest expense | 1,038,000 | 2,184,000 | 3,437,000 | 4,819,000 |
| Net interest income | 12,246,000 | 24,917,000 | 38,453,000 | 52,427,000 |
| Noninterest income | 1,752,000 | 3,888,000 | 5,389,000 | 7,397,000 |
| Noninterest expense | 9,142,000 | 18,083,000 | 27,355,000 | 36,892,000 |
| Provision for loan losses | 587,000 | 897,000 | 1,391,000 | 1,634,000 |
| Pretax income | 4,387,000 | 9,943,000 | 15,214,000 | 21,416,000 |
| Income tax | 2,471,000 | 4,748,000 | 6,904,000 | 9,388,000 |
| Net income | 1,916,000 | 5,195,000 | 8,310,000 | 12,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,336,000 | 116,851,000 | 120,191,000 | 122,799,000 |
| Total capital | 123,459,000 | 129,302,000 | 133,181,000 | 136,270,000 |
| Risk-weighted assets | 968,005,000 | 995,198,000 | 1,038,461,000 | 1,078,733,000 |