Call reports 2014
PLAZA BANK — 2014
What PLAZA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 503,141,000 | 533,293,000 | 524,530,000 | 554,105,000 |
| Total loans | 409,950,000 | 430,940,000 | 445,488,000 | 482,245,000 |
| Allowance for loan losses | 5,097,000 | 5,595,000 | 5,758,000 | 6,119,000 |
| Securities available for sale | 23,476,000 | 16,632,000 | 16,503,000 | 16,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,337,000 | 452,555,000 | 442,637,000 | 465,821,000 |
| Interest-bearing deposits | 309,728,000 | 351,723,000 | 355,566,000 | 369,062,000 |
| Noninterest-bearing deposits | 88,609,000 | 100,832,000 | 87,070,000 | 96,759,000 |
| Equity capital | 55,916,000 | 56,745,000 | 58,186,000 | 59,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,214,000 | 12,829,000 | 19,540,000 | 26,695,000 |
| Interest expense | 781,000 | 1,548,000 | 2,355,000 | 3,191,000 |
| Net interest income | 5,433,000 | 11,281,000 | 17,185,000 | 23,504,000 |
| Noninterest income | 1,657,000 | 2,739,000 | 4,421,000 | 5,904,000 |
| Noninterest expense | 4,358,000 | 9,439,000 | 14,384,000 | 18,914,000 |
| Provision for loan losses | 19,000 | 517,000 | 745,000 | 1,319,000 |
| Pretax income | 2,692,000 | 4,043,000 | 6,456,000 | 9,154,000 |
| Income tax | 982,000 | 1,832,000 | 2,882,000 | 3,953,000 |
| Net income | 1,710,000 | 2,211,000 | 3,574,000 | 5,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,424,000 | 51,069,000 | 52,640,000 | 54,441,000 |
| Total capital | 55,756,000 | 56,512,000 | 58,290,000 | 60,447,000 |
| Risk-weighted assets | 437,598,000 | 435,076,000 | 451,582,000 | 480,183,000 |