Call reports 2013
PLAZA BANK — 2013
What PLAZA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 438,028,000 | 463,926,000 | 473,632,000 | 490,957,000 |
| Total loans | 351,850,000 | 375,426,000 | 384,191,000 | 403,617,000 |
| Allowance for loan losses | 4,055,000 | 4,412,000 | 4,599,000 | 4,995,000 |
| Securities available for sale | 23,716,000 | 23,066,000 | 24,222,000 | 25,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,729,000 | 375,686,000 | 397,639,000 | 400,584,000 |
| Interest-bearing deposits | 280,561,000 | 301,682,000 | 317,576,000 | 314,899,000 |
| Noninterest-bearing deposits | 60,168,000 | 74,004,000 | 80,063,000 | 85,685,000 |
| Equity capital | 50,286,000 | 52,021,000 | 53,274,000 | 54,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,598,000 | 11,418,000 | 17,491,000 | 23,760,000 |
| Interest expense | 732,000 | 1,471,000 | 2,275,000 | 3,069,000 |
| Net interest income | 4,866,000 | 9,947,000 | 15,216,000 | 20,691,000 |
| Noninterest income | 1,857,000 | 3,538,000 | 5,426,000 | 6,722,000 |
| Noninterest expense | 4,380,000 | 8,402,000 | 12,991,000 | 17,866,000 |
| Provision for loan losses | 268,000 | 645,000 | 826,000 | 1,370,000 |
| Pretax income | 2,075,000 | 4,438,000 | 6,825,000 | 8,177,000 |
| Income tax | 816,000 | 1,542,000 | 2,540,000 | 2,948,000 |
| Net income | 1,259,000 | 2,896,000 | 4,285,000 | 5,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,312,000 | 47,089,000 | 48,583,000 | 48,513,000 |
| Total capital | 49,556,000 | 51,690,000 | 53,393,000 | 53,759,000 |
| Risk-weighted assets | 367,952,000 | 389,128,000 | 400,707,000 | 432,545,000 |