Call reports 2012
PLAZA BANK — 2012
What PLAZA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 370,810,000 | 386,917,000 | 413,159,000 | 421,297,000 |
| Total loans | 275,573,000 | 285,843,000 | 309,790,000 | 334,934,000 |
| Allowance for loan losses | 3,361,000 | 2,941,000 | 3,759,000 | 3,909,000 |
| Securities available for sale | 21,697,000 | 23,568,000 | 25,586,000 | 23,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,338,000 | 323,955,000 | 346,678,000 | 352,668,000 |
| Interest-bearing deposits | 265,842,000 | 284,546,000 | 291,057,000 | 282,606,000 |
| Noninterest-bearing deposits | 43,496,000 | 39,409,000 | 55,621,000 | 70,062,000 |
| Equity capital | 46,778,000 | 47,667,000 | 48,642,000 | 48,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,220,000 | 8,614,000 | 13,570,000 | 18,642,000 |
| Interest expense | 788,000 | 1,649,000 | 2,515,000 | 3,322,000 |
| Net interest income | 3,432,000 | 6,965,000 | 11,055,000 | 15,320,000 |
| Noninterest income | 808,000 | 2,802,000 | 4,182,000 | 5,770,000 |
| Noninterest expense | 3,618,000 | 7,518,000 | 11,085,000 | 15,071,000 |
| Provision for loan losses | 124,000 | 635,000 | 1,452,000 | 2,317,000 |
| Pretax income | 498,000 | 1,614,000 | 2,700,000 | 3,702,000 |
| Income tax | 205,000 | 664,000 | 890,000 | 1,305,000 |
| Net income | 293,000 | 950,000 | 1,810,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,533,000 | 42,342,000 | 43,298,000 | 44,520,000 |
| Total capital | 44,900,000 | 45,371,000 | 47,157,000 | 48,557,000 |
| Risk-weighted assets | 270,091,000 | 282,105,000 | 314,255,000 | 341,118,000 |