Call reports 2010
PLAZA BANK — 2010
What PLAZA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,952,000 | 193,900,000 | 360,034,000 | 314,204,000 |
| Total loans | 131,798,000 | 148,981,000 | 227,855,000 | 232,116,000 |
| Allowance for loan losses | 1,022,000 | 1,150,000 | 1,383,000 | 1,706,000 |
| Securities available for sale | 10,816,000 | 13,460,000 | 13,292,000 | 17,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,218,000 | 151,957,000 | 275,100,000 | 240,437,000 |
| Interest-bearing deposits | 120,714,000 | 132,794,000 | 222,386,000 | 208,725,000 |
| Noninterest-bearing deposits | 17,504,000 | 19,163,000 | 52,714,000 | 31,711,000 |
| Equity capital | 23,834,000 | 23,820,000 | 43,662,000 | 44,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 4,128,000 | 7,493,000 | 11,517,000 |
| Interest expense | 598,000 | 1,193,000 | 2,230,000 | 3,229,000 |
| Net interest income | 1,328,000 | 2,935,000 | 5,263,000 | 8,288,000 |
| Noninterest income | 199,000 | 616,000 | 7,299,000 | 5,356,000 |
| Noninterest expense | 2,071,000 | 4,123,000 | 7,155,000 | 10,984,000 |
| Provision for loan losses | 238,000 | 366,000 | 599,000 | 922,000 |
| Pretax income | -782,000 | -938,000 | 4,808,000 | 1,738,000 |
| Income tax | 1,000 | 1,000 | 1,004,000 | -2,166,000 |
| Net income | -783,000 | -939,000 | 3,804,000 | 3,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,724,000 | 18,665,000 | 37,500,000 | 38,916,000 |
| Total capital | 19,769,000 | 19,838,000 | 38,919,000 | 40,663,000 |
| Risk-weighted assets | 132,223,000 | 149,687,000 | 194,024,000 | 203,825,000 |