Call reports 2015
CITY NATIONAL BANK OF SAN SABA, THE — 2015
What CITY NATIONAL BANK OF SAN SABA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,877,000 | 56,180,000 | 56,021,000 | 58,988,000 |
| Total loans | 9,007,000 | 9,535,000 | 9,683,000 | 9,830,000 |
| Allowance for loan losses | 245,000 | 248,000 | 251,000 | 273,000 |
| Securities available for sale | 22,259,000 | 20,081,000 | 17,953,000 | 18,376,000 |
| Securities held to maturity | 13,145,000 | 14,239,000 | 13,973,000 | 17,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,444,000 | 47,754,000 | 47,420,000 | 50,603,000 |
| Interest-bearing deposits | 34,042,000 | 32,175,000 | 32,098,000 | 34,655,000 |
| Noninterest-bearing deposits | 15,402,000 | 15,579,000 | 15,322,000 | 15,948,000 |
| Equity capital | 8,311,000 | 8,330,000 | 8,442,000 | 8,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 713,000 | 1,082,000 | 1,431,000 |
| Interest expense | 13,000 | 25,000 | 38,000 | 50,000 |
| Net interest income | 339,000 | 688,000 | 1,044,000 | 1,381,000 |
| Noninterest income | 60,000 | 117,000 | 176,000 | 232,000 |
| Noninterest expense | 329,000 | 663,000 | 1,006,000 | 1,407,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 10,000 |
| Pretax income | 67,000 | 136,000 | 205,000 | 196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 136,000 | 205,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,190,000 | 8,259,000 | 8,326,000 | 8,318,000 |
| Total capital | 8,435,000 | 8,507,000 | 8,577,000 | 8,591,000 |
| Risk-weighted assets | 24,765,000 | 25,305,000 | 25,312,000 | 27,029,000 |