Call reports 2020
BOONVILLE FEDERAL SAVINGS BANK — 2020
What BOONVILLE FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,964,000 | 60,133,000 | 60,420,000 | 59,871,000 |
| Total loans | 36,801,000 | 39,981,000 | 40,953,000 | 38,471,000 |
| Allowance for loan losses | 173,000 | 182,000 | 159,000 | 256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,639,000 | 5,480,000 | 5,216,000 | 6,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,866,000 | 41,163,000 | 41,635,000 | 41,556,000 |
| Interest-bearing deposits | 27,169,000 | 35,083,000 | 36,294,000 | 36,212,000 |
| Noninterest-bearing deposits | 9,697,000 | 6,080,000 | 5,341,000 | 5,344,000 |
| Equity capital | 4,963,000 | 5,015,000 | 5,072,000 | 5,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,207,000 | 1,838,000 | 2,416,000 |
| Interest expense | 193,000 | 383,000 | 565,000 | 742,000 |
| Net interest income | 399,000 | 824,000 | 1,273,000 | 1,674,000 |
| Noninterest income | 38,000 | 63,000 | 103,000 | 142,000 |
| Noninterest expense | 392,000 | 780,000 | 1,200,000 | 1,536,000 |
| Provision for loan losses | 20,000 | 28,000 | 36,000 | 145,000 |
| Pretax income | 25,000 | 79,000 | 140,000 | 135,000 |
| Income tax | -1,000 | 2,000 | 6,000 | 12,000 |
| Net income | 26,000 | 77,000 | 134,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,963,000 | 5,015,000 | 5,072,000 | 5,061,000 |
| Total capital | 5,136,000 | 5,197,000 | 5,231,000 | 5,317,000 |
| Risk-weighted assets | 30,921,000 | 35,226,000 | 35,616,000 | 33,221,000 |