Call reports 2015
BOONVILLE FEDERAL SAVINGS BANK — 2015
What BOONVILLE FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,928,000 | 45,739,000 | 46,988,000 | 46,696,000 |
| Total loans | 30,549,000 | 29,816,000 | 29,894,000 | 29,523,000 |
| Allowance for loan losses | 392,000 | 392,000 | 388,000 | 381,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,055,000 | 2,843,000 | 3,281,000 | 3,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,397,000 | 34,286,000 | 33,505,000 | 33,792,000 |
| Interest-bearing deposits | 31,760,000 | 31,243,000 | 30,549,000 | 29,834,000 |
| Noninterest-bearing deposits | 2,637,000 | 3,043,000 | 2,956,000 | 3,958,000 |
| Equity capital | 4,679,000 | 4,694,000 | 4,715,000 | 4,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 857,000 | 1,291,000 | 1,730,000 |
| Interest expense | 98,000 | 197,000 | 293,000 | 391,000 |
| Net interest income | 328,000 | 660,000 | 998,000 | 1,339,000 |
| Noninterest income | 33,000 | 63,000 | 101,000 | 129,000 |
| Noninterest expense | 346,000 | 690,000 | 1,040,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 33,000 | 59,000 | 81,000 |
| Income tax | 2,000 | 5,000 | 10,000 | 14,000 |
| Net income | 13,000 | 28,000 | 49,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,679,000 | 4,694,000 | 4,715,000 | 4,733,000 |
| Total capital | 4,987,000 | 4,976,000 | 5,029,000 | 5,046,000 |
| Risk-weighted assets | 24,627,000 | 22,489,000 | 25,060,000 | 24,999,000 |