Call reports 2012
BOONVILLE FEDERAL SAVINGS BANK — 2012
What BOONVILLE FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,000,000 | 40,020,000 | 39,528,000 | 39,567,000 |
| Total loans | 30,081,000 | 29,826,000 | 29,969,000 | 29,215,000 |
| Allowance for loan losses | 423,000 | 390,000 | 373,000 | 389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,000 | 12,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,472,000 | 34,546,000 | 33,936,000 | 33,994,000 |
| Interest-bearing deposits | 32,760,000 | 32,394,000 | 31,611,000 | 31,524,000 |
| Noninterest-bearing deposits | 2,712,000 | 2,152,000 | 2,325,000 | 2,470,000 |
| Equity capital | 4,424,000 | 4,442,000 | 4,468,000 | 4,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 883,000 | 1,300,000 | 1,707,000 |
| Interest expense | 126,000 | 236,000 | 340,000 | 426,000 |
| Net interest income | 327,000 | 647,000 | 960,000 | 1,281,000 |
| Noninterest income | 28,000 | 54,000 | 81,000 | 107,000 |
| Noninterest expense | 330,000 | 648,000 | 953,000 | 1,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 53,000 | 88,000 | 111,000 |
| Income tax | 5,000 | 15,000 | 24,000 | 30,000 |
| Net income | 20,000 | 38,000 | 64,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,424,000 | 4,442,000 | 4,468,000 | 4,485,000 |
| Total capital | 4,690,000 | 4,698,000 | 4,728,000 | 4,743,000 |
| Risk-weighted assets | 21,122,000 | 20,633,000 | 21,157,000 | 20,535,000 |