Call reports 2018
UNION BANK & TRUST COMPANY — 2018
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,189,000 | 250,391,000 | 258,615,000 | 270,321,000 |
| Total loans | 182,489,000 | 194,498,000 | 207,734,000 | 215,304,000 |
| Allowance for loan losses | 1,825,000 | 1,945,000 | 2,041,000 | 2,064,000 |
| Securities available for sale | 38,431,000 | 39,171,000 | 37,176,000 | 35,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,267,000 | 217,820,000 | 214,897,000 | 221,717,000 |
| Interest-bearing deposits | 176,416,000 | 190,533,000 | 188,595,000 | 191,103,000 |
| Noninterest-bearing deposits | 26,851,000 | 27,287,000 | 26,302,000 | 30,614,000 |
| Equity capital | 22,478,000 | 22,702,000 | 23,016,000 | 24,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,865,000 | 7,615,000 | 10,480,000 |
| Interest expense | 377,000 | 859,000 | 1,428,000 | 2,057,000 |
| Net interest income | 1,945,000 | 4,006,000 | 6,187,000 | 8,423,000 |
| Noninterest income | 620,000 | 1,215,000 | 1,822,000 | 3,139,000 |
| Noninterest expense | 2,197,000 | 4,339,000 | 6,434,000 | 8,680,000 |
| Provision for loan losses | 90,000 | 210,000 | 306,000 | 336,000 |
| Pretax income | 278,000 | 672,000 | 1,269,000 | 2,546,000 |
| Income tax | 21,000 | 89,000 | 212,000 | 516,000 |
| Net income | 257,000 | 583,000 | 1,057,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,177,000 | 21,531,000 | 22,034,000 | 23,036,000 |
| Total capital | 23,002,000 | 23,476,000 | 24,075,000 | 25,100,000 |
| Risk-weighted assets | 188,737,000 | 201,402,000 | 213,333,000 | 222,800,000 |