Call reports 2017
UNION BANK & TRUST COMPANY — 2017
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 226,601,000 | 230,559,000 | 233,241,000 | 240,330,000 |
| Total loans | 163,652,000 | 167,728,000 | 171,034,000 | 171,438,000 |
| Allowance for loan losses | 1,530,000 | 1,678,000 | 1,711,000 | 1,735,000 |
| Securities available for sale | 48,831,000 | 47,085,000 | 45,073,000 | 43,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,547,000 | 194,387,000 | 198,314,000 | 210,162,000 |
| Interest-bearing deposits | 168,478,000 | 166,637,000 | 172,695,000 | 183,100,000 |
| Noninterest-bearing deposits | 26,069,000 | 27,750,000 | 25,619,000 | 27,062,000 |
| Equity capital | 21,591,000 | 22,082,000 | 22,670,000 | 23,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,436,000 | 6,806,000 | 9,127,000 |
| Interest expense | 243,000 | 492,000 | 819,000 | 1,141,000 |
| Net interest income | 1,962,000 | 3,944,000 | 5,987,000 | 7,986,000 |
| Noninterest income | 477,000 | 925,000 | 1,599,000 | 2,375,000 |
| Noninterest expense | 1,900,000 | 3,871,000 | 5,925,000 | 8,055,000 |
| Provision for loan losses | 90,000 | 134,000 | 167,000 | 189,000 |
| Pretax income | 449,000 | 864,000 | 1,494,000 | 2,117,000 |
| Income tax | 77,000 | 77,000 | 77,000 | 92,000 |
| Net income | 372,000 | 787,000 | 1,417,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,054,000 | 20,606,000 | 21,259,000 | 21,831,000 |
| Total capital | 22,584,000 | 22,284,000 | 22,970,000 | 23,566,000 |
| Risk-weighted assets | 173,013,000 | 175,499,000 | 177,227,000 | 180,180,000 |