Call reports 2012
UNION BANK & TRUST COMPANY — 2012
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,451,000 | 192,200,000 | 192,717,000 | 200,787,000 |
| Total loans | 117,550,000 | 119,991,000 | 120,654,000 | 121,564,000 |
| Allowance for loan losses | 1,060,000 | 941,000 | 1,046,000 | 1,138,000 |
| Securities available for sale | 58,008,000 | 56,222,000 | 57,265,000 | 56,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,345,000 | 169,851,000 | 170,181,000 | 180,836,000 |
| Interest-bearing deposits | 156,144,000 | 149,760,000 | 149,433,000 | 158,762,000 |
| Noninterest-bearing deposits | 19,201,000 | 20,091,000 | 20,748,000 | 22,074,000 |
| Equity capital | 17,725,000 | 17,898,000 | 18,293,000 | 18,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,297,000 | 6,456,000 | 8,658,000 |
| Interest expense | 258,000 | 494,000 | 708,000 | 905,000 |
| Net interest income | 1,869,000 | 3,803,000 | 5,748,000 | 7,753,000 |
| Noninterest income | 456,000 | 824,000 | 1,314,000 | 1,875,000 |
| Noninterest expense | 1,531,000 | 3,149,000 | 4,751,000 | 6,559,000 |
| Provision for loan losses | 237,000 | 407,000 | 568,000 | 669,000 |
| Pretax income | 557,000 | 1,071,000 | 1,758,000 | 2,410,000 |
| Income tax | 138,000 | 258,000 | 446,000 | 615,000 |
| Net income | 419,000 | 813,000 | 1,312,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,118,000 | 16,177,000 | 16,383,000 | 16,211,000 |
| Total capital | 17,178,000 | 17,118,000 | 17,429,000 | 17,349,000 |
| Risk-weighted assets | 123,779,000 | 124,256,000 | 123,288,000 | 124,666,000 |