Call reports 2020
NORTHVIEW BANK — 2020
What NORTHVIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 331,032,000 | 361,734,000 | 378,337,000 | 383,782,000 |
| Total loans | 242,167,000 | 250,621,000 | 249,757,000 | 245,704,000 |
| Allowance for loan losses | 3,053,000 | 3,215,000 | 3,517,000 | 3,756,000 |
| Securities available for sale | 29,499,000 | 40,164,000 | 39,113,000 | 36,661,000 |
| Securities held to maturity | 18,073,000 | 18,240,000 | 18,748,000 | 19,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,736,000 | 313,518,000 | 329,081,000 | 336,929,000 |
| Interest-bearing deposits | 215,050,000 | 227,026,000 | 240,135,000 | 249,019,000 |
| Noninterest-bearing deposits | 69,686,000 | 86,492,000 | 88,946,000 | 87,910,000 |
| Equity capital | 42,758,000 | 44,034,000 | 44,951,000 | 46,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,859,000 | 7,734,000 | 11,607,000 | 15,393,000 |
| Interest expense | 476,000 | 900,000 | 1,291,000 | 1,641,000 |
| Net interest income | 3,383,000 | 6,834,000 | 10,316,000 | 13,752,000 |
| Noninterest income | 694,000 | 2,695,000 | 4,383,000 | 5,930,000 |
| Noninterest expense | 2,666,000 | 5,801,000 | 8,854,000 | 12,282,000 |
| Provision for loan losses | 25,000 | 225,000 | 525,000 | 775,000 |
| Pretax income | 1,386,000 | 3,503,000 | 5,320,000 | 6,625,000 |
| Income tax | 0 | 15,000 | 15,000 | 15,000 |
| Net income | 1,386,000 | 3,488,000 | 5,305,000 | 6,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,261,000 | 40,284,000 | 41,216,000 | 42,542,000 |