Call reports 2019
NORTHVIEW BANK — 2019
What NORTHVIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 318,045,000 | 318,612,000 | 325,231,000 | 327,028,000 |
| Total loans | 240,407,000 | 245,182,000 | 247,190,000 | 248,225,000 |
| Allowance for loan losses | 2,998,000 | 3,043,000 | 3,031,000 | 3,027,000 |
| Securities available for sale | 31,257,000 | 29,580,000 | 28,909,000 | 28,517,000 |
| Securities held to maturity | 18,990,000 | 18,960,000 | 19,514,000 | 19,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,360,000 | 274,519,000 | 279,678,000 | 280,410,000 |
| Interest-bearing deposits | 213,874,000 | 211,260,000 | 212,469,000 | 216,904,000 |
| Noninterest-bearing deposits | 59,486,000 | 63,259,000 | 67,209,000 | 63,506,000 |
| Equity capital | 39,679,000 | 40,596,000 | 41,854,000 | 43,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,823,000 | 7,760,000 | 11,816,000 | 15,846,000 |
| Interest expense | 454,000 | 938,000 | 1,434,000 | 1,930,000 |
| Net interest income | 3,369,000 | 6,822,000 | 10,382,000 | 13,916,000 |
| Noninterest income | 684,000 | 1,628,000 | 2,632,000 | 3,574,000 |
| Noninterest expense | 2,666,000 | 5,362,000 | 8,060,000 | 11,126,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,387,000 | 2,938,000 | 4,811,000 | 6,227,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 1,387,000 | 2,936,000 | 4,809,000 | 6,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,416,000 | 37,152,000 | 38,398,000 | 39,846,000 |
| Total capital | 39,414,000 | 40,195,000 | 41,429,000 | 42,873,000 |
| Risk-weighted assets | 249,401,000 | 253,587,000 | 253,655,000 | 252,677,000 |