Call reports 2015
NORTHVIEW BANK — 2015
What NORTHVIEW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,380,000 | 334,065,000 | 321,134,000 | 324,098,000 |
| Total loans | 180,228,000 | 235,084,000 | 233,061,000 | 231,564,000 |
| Allowance for loan losses | 2,293,000 | 2,297,000 | 2,448,000 | 2,414,000 |
| Securities available for sale | 22,370,000 | 51,986,000 | 39,818,000 | 39,993,000 |
| Securities held to maturity | 18,270,000 | 20,440,000 | 21,122,000 | 20,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,643,000 | 273,219,000 | 274,849,000 | 279,420,000 |
| Interest-bearing deposits | 161,718,000 | 225,605,000 | 224,037,000 | 228,459,000 |
| Noninterest-bearing deposits | 36,925,000 | 47,614,000 | 50,812,000 | 50,961,000 |
| Equity capital | 26,285,000 | 30,121,000 | 31,296,000 | 32,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 6,060,000 | 9,837,000 | 13,652,000 |
| Interest expense | 336,000 | 684,000 | 1,123,000 | 1,536,000 |
| Net interest income | 2,558,000 | 5,376,000 | 8,714,000 | 12,116,000 |
| Noninterest income | 500,000 | 1,114,000 | 1,888,000 | 2,733,000 |
| Noninterest expense | 2,071,000 | 4,477,000 | 7,135,000 | 9,907,000 |
| Provision for loan losses | 75,000 | 75,000 | 225,000 | 350,000 |
| Pretax income | 1,078,000 | 2,084,000 | 3,475,000 | 4,706,000 |
| Income tax | 320,000 | 625,000 | 1,035,000 | 1,356,000 |
| Net income | 758,000 | 1,459,000 | 2,440,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,921,000 | 26,646,000 | 27,676,000 | 28,630,000 |
| Total capital | 27,214,000 | 28,943,000 | 30,124,000 | 31,044,000 |
| Risk-weighted assets | 183,832,000 | 252,827,000 | 248,001,000 | 245,100,000 |