Call reports 2023
BANKORION — 2023
What BANKORION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 607,798,000 | 641,731,000 | 629,702,000 | 640,548,000 |
| Total loans | 337,471,000 | 344,520,000 | 351,124,000 | 369,342,000 |
| Allowance for loan losses | 4,624,000 | 4,603,000 | 4,608,000 | 4,168,000 |
| Securities available for sale | 231,726,000 | 224,522,000 | 213,801,000 | 216,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,762,000 | 550,072,000 | 538,626,000 | 537,813,000 |
| Interest-bearing deposits | 419,329,000 | 458,225,000 | 453,185,000 | 452,067,000 |
| Noninterest-bearing deposits | 92,433,000 | 91,847,000 | 85,441,000 | 85,746,000 |
| Equity capital | 45,159,000 | 44,927,000 | 42,128,000 | 49,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,099,000 | 10,638,000 | 16,536,000 | 22,554,000 |
| Interest expense | 1,029,000 | 2,767,000 | 4,828,000 | 7,114,000 |
| Net interest income | 4,070,000 | 7,871,000 | 11,708,000 | 15,440,000 |
| Noninterest income | 659,000 | 1,303,000 | 1,960,000 | 2,563,000 |
| Noninterest expense | 3,218,000 | 6,349,000 | 9,656,000 | 13,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,506,000 | 2,820,000 | 4,007,000 | 4,851,000 |
| Income tax | 330,000 | 630,000 | 891,000 | 1,068,000 |
| Net income | 1,176,000 | 2,190,000 | 3,116,000 | 3,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,176,000 | 63,748,000 | 64,673,000 | 64,971,000 |