Call reports 2021
BANKORION — 2021
What BANKORION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 570,483,000 | 595,813,000 | 604,608,000 | 611,529,000 |
| Total loans | 294,097,000 | 288,338,000 | 283,058,000 | 284,645,000 |
| Allowance for loan losses | 3,650,000 | 3,686,000 | 3,759,000 | 3,770,000 |
| Securities available for sale | 233,745,000 | 243,866,000 | 274,043,000 | 295,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,716,000 | 501,323,000 | 509,011,000 | 517,668,000 |
| Interest-bearing deposits | 389,513,000 | 414,139,000 | 423,251,000 | 424,635,000 |
| Noninterest-bearing deposits | 84,203,000 | 87,184,000 | 85,760,000 | 93,033,000 |
| Equity capital | 61,686,000 | 62,758,000 | 64,287,000 | 62,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,325,000 | 8,773,000 | 13,466,000 | 17,791,000 |
| Interest expense | 739,000 | 1,423,000 | 2,054,000 | 2,600,000 |
| Net interest income | 3,586,000 | 7,350,000 | 11,412,000 | 15,191,000 |
| Noninterest income | 575,000 | 1,186,000 | 1,816,000 | 2,514,000 |
| Noninterest expense | 2,678,000 | 5,468,000 | 8,263,000 | 11,393,000 |
| Provision for loan losses | 25,000 | 50,000 | 150,000 | 150,000 |
| Pretax income | 1,661,000 | 3,221,000 | 5,018,000 | 6,365,000 |
| Income tax | 370,000 | 712,000 | 1,116,000 | 1,384,000 |
| Net income | 1,291,000 | 2,509,000 | 3,902,000 | 4,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,270,000 | 56,119,000 | 57,512,000 | 58,248,000 |