Call reports 2020
BANKORION — 2020
What BANKORION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 475,145,000 | 543,462,000 | 572,617,000 | 543,873,000 |
| Total loans | 286,907,000 | 304,764,000 | 300,690,000 | 291,776,000 |
| Allowance for loan losses | 3,238,000 | 3,371,000 | 3,505,000 | 3,615,000 |
| Securities available for sale | 144,505,000 | 169,091,000 | 180,015,000 | 200,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,858,000 | 438,677,000 | 468,368,000 | 445,104,000 |
| Interest-bearing deposits | 326,859,000 | 371,970,000 | 401,657,000 | 368,033,000 |
| Noninterest-bearing deposits | 51,999,000 | 66,707,000 | 66,711,000 | 77,071,000 |
| Equity capital | 59,065,000 | 63,089,000 | 64,458,000 | 62,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,291,000 | 8,713,000 | 13,161,000 | 17,779,000 |
| Interest expense | 893,000 | 1,787,000 | 2,655,000 | 3,471,000 |
| Net interest income | 3,398,000 | 6,926,000 | 10,506,000 | 14,308,000 |
| Noninterest income | 505,000 | 1,064,000 | 1,637,000 | 2,226,000 |
| Noninterest expense | 2,619,000 | 5,220,000 | 7,874,000 | 10,532,000 |
| Provision for loan losses | 250,000 | 375,000 | 500,000 | 600,000 |
| Pretax income | 1,380,000 | 2,778,000 | 4,152,000 | 5,785,000 |
| Income tax | 284,000 | 574,000 | 854,000 | 1,240,000 |
| Net income | 1,096,000 | 2,204,000 | 3,298,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,023,000 | 54,635,000 | 55,720,000 | 53,979,000 |