Call reports 2019
BANKORION — 2019
What BANKORION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 453,392,000 | 468,945,000 | 477,706,000 | 470,267,000 |
| Total loans | 283,101,000 | 281,698,000 | 276,086,000 | 273,875,000 |
| Allowance for loan losses | 2,624,000 | 2,746,000 | 2,835,000 | 2,979,000 |
| Securities available for sale | 134,472,000 | 132,918,000 | 139,674,000 | 159,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,060,000 | 387,034,000 | 393,127,000 | 383,857,000 |
| Interest-bearing deposits | 317,635,000 | 337,545,000 | 341,046,000 | 331,381,000 |
| Noninterest-bearing deposits | 52,424,000 | 49,488,000 | 52,081,000 | 52,476,000 |
| Equity capital | 54,506,000 | 57,147,000 | 58,647,000 | 59,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,231,000 | 8,573,000 | 12,959,000 | 17,259,000 |
| Interest expense | 760,000 | 1,608,000 | 2,493,000 | 3,394,000 |
| Net interest income | 3,471,000 | 6,965,000 | 10,466,000 | 13,865,000 |
| Noninterest income | 464,000 | 995,000 | 1,521,000 | 2,068,000 |
| Noninterest expense | 2,359,000 | 4,780,000 | 7,240,000 | 9,873,000 |
| Provision for loan losses | 25,000 | 160,000 | 235,000 | 385,000 |
| Pretax income | 1,551,000 | 3,020,000 | 4,533,000 | 5,696,000 |
| Income tax | 325,000 | 639,000 | 961,000 | 1,198,000 |
| Net income | 1,226,000 | 2,381,000 | 3,572,000 | 4,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,345,000 | 51,152,000 | 52,343,000 | 52,927,000 |
| Total capital | 52,969,000 | 53,898,000 | 55,178,000 | 55,906,000 |
| Risk-weighted assets | 291,972,000 | 294,820,000 | 289,600,000 | 289,136,000 |