Call reports 2018
BANKORION — 2018
What BANKORION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 440,603,000 | 459,110,000 | 455,381,000 | 452,428,000 |
| Total loans | 264,840,000 | 271,409,000 | 272,856,000 | 279,588,000 |
| Allowance for loan losses | 2,496,000 | 2,414,000 | 2,476,000 | 2,594,000 |
| Securities available for sale | 146,354,000 | 137,032,000 | 141,842,000 | 139,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,236,000 | 382,986,000 | 378,371,000 | 368,199,000 |
| Interest-bearing deposits | 314,935,000 | 331,894,000 | 328,706,000 | 315,289,000 |
| Noninterest-bearing deposits | 50,301,000 | 51,092,000 | 49,665,000 | 52,910,000 |
| Equity capital | 50,261,000 | 50,493,000 | 51,048,000 | 52,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 7,833,000 | 11,897,000 | 16,111,000 |
| Interest expense | 575,000 | 1,215,000 | 1,920,000 | 2,646,000 |
| Net interest income | 3,287,000 | 6,618,000 | 9,977,000 | 13,465,000 |
| Noninterest income | 425,000 | 936,000 | 1,420,000 | 1,900,000 |
| Noninterest expense | 2,318,000 | 4,687,000 | 7,058,000 | 9,464,000 |
| Provision for loan losses | 82,000 | 418,000 | 501,000 | 601,000 |
| Pretax income | 1,312,000 | 2,475,000 | 3,864,000 | 5,326,000 |
| Income tax | 248,000 | 472,000 | 777,000 | 1,053,000 |
| Net income | 1,064,000 | 2,003,000 | 3,087,000 | 4,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,118,000 | 46,749,000 | 47,833,000 | 49,119,000 |
| Total capital | 48,614,000 | 49,163,000 | 50,309,000 | 51,712,000 |
| Risk-weighted assets | 280,376,000 | 284,757,000 | 288,131,000 | 289,371,000 |