Call reports 2016
BANKORION — 2016
What BANKORION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 417,735,000 | 435,521,000 | 434,830,000 | 432,933,000 |
| Total loans | 232,044,000 | 236,812,000 | 233,293,000 | 240,985,000 |
| Allowance for loan losses | 2,325,000 | 2,368,000 | 2,387,000 | 2,408,000 |
| Securities available for sale | 154,592,000 | 158,599,000 | 165,937,000 | 162,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,607,000 | 370,728,000 | 369,683,000 | 363,904,000 |
| Interest-bearing deposits | 310,041,000 | 326,536,000 | 328,511,000 | 317,285,000 |
| Noninterest-bearing deposits | 41,566,000 | 44,192,000 | 41,172,000 | 46,619,000 |
| Equity capital | 46,992,000 | 48,032,000 | 48,830,000 | 47,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,654,000 | 7,270,000 | 10,953,000 | 14,685,000 |
| Interest expense | 534,000 | 1,086,000 | 1,659,000 | 2,234,000 |
| Net interest income | 3,120,000 | 6,184,000 | 9,294,000 | 12,451,000 |
| Noninterest income | 367,000 | 800,000 | 1,241,000 | 1,657,000 |
| Noninterest expense | 2,298,000 | 4,560,000 | 6,818,000 | 9,162,000 |
| Provision for loan losses | 0 | 21,000 | 21,000 | 21,000 |
| Pretax income | 1,197,000 | 2,430,000 | 3,771,000 | 5,000,000 |
| Income tax | 261,000 | 540,000 | 856,000 | 1,138,000 |
| Net income | 936,000 | 1,890,000 | 2,915,000 | 3,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,557,000 | 40,232,000 | 41,269,000 | 41,563,000 |
| Total capital | 41,882,000 | 42,600,000 | 43,656,000 | 43,971,000 |
| Risk-weighted assets | 266,489,000 | 270,045,000 | 271,006,000 | 275,351,000 |