Call reports 2015
BANKORION — 2015
What BANKORION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 400,603,000 | 415,658,000 | 419,349,000 | 422,467,000 |
| Total loans | 221,061,000 | 224,887,000 | 231,542,000 | 227,253,000 |
| Allowance for loan losses | 2,526,000 | 2,223,000 | 2,266,000 | 2,307,000 |
| Securities available for sale | 141,239,000 | 142,516,000 | 148,476,000 | 152,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,307,000 | 355,340,000 | 357,643,000 | 357,537,000 |
| Interest-bearing deposits | 296,364,000 | 312,775,000 | 316,414,000 | 312,254,000 |
| Noninterest-bearing deposits | 44,943,000 | 42,565,000 | 41,229,000 | 45,283,000 |
| Equity capital | 45,211,000 | 45,193,000 | 45,691,000 | 45,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,209,000 | 10,884,000 | 14,574,000 |
| Interest expense | 506,000 | 1,033,000 | 1,580,000 | 2,137,000 |
| Net interest income | 3,099,000 | 6,176,000 | 9,304,000 | 12,437,000 |
| Noninterest income | 333,000 | 873,000 | 430,000 | 784,000 |
| Noninterest expense | 2,323,000 | 4,607,000 | 6,932,000 | 9,388,000 |
| Provision for loan losses | 78,000 | 159,000 | 196,000 | 196,000 |
| Pretax income | 1,031,000 | 2,283,000 | 2,672,000 | 3,728,000 |
| Income tax | 194,000 | 473,000 | 420,000 | 629,000 |
| Net income | 837,000 | 1,810,000 | 2,252,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,331,000 | 38,021,000 | 38,477,000 | 38,629,000 |
| Total capital | 39,857,000 | 40,244,000 | 40,743,000 | 40,936,000 |
| Risk-weighted assets | 255,811,000 | 258,729,000 | 264,502,000 | 262,574,000 |