Call reports 2012
BANKORION — 2012
What BANKORION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 409,971,000 | 421,073,000 | 418,456,000 | 418,678,000 |
| Total loans | 183,183,000 | 193,040,000 | 191,967,000 | 199,154,000 |
| Allowance for loan losses | 2,535,000 | 2,400,000 | 2,443,000 | 3,045,000 |
| Securities available for sale | 182,881,000 | 188,619,000 | 189,606,000 | 182,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,836,000 | 358,932,000 | 355,476,000 | 351,707,000 |
| Interest-bearing deposits | 313,290,000 | 319,240,000 | 318,036,000 | 310,865,000 |
| Noninterest-bearing deposits | 36,546,000 | 39,692,000 | 37,440,000 | 40,842,000 |
| Equity capital | 37,422,000 | 38,470,000 | 40,296,000 | 40,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,986,000 | 7,949,000 | 11,881,000 | 15,690,000 |
| Interest expense | 1,052,000 | 2,054,000 | 3,018,000 | 3,922,000 |
| Net interest income | 2,934,000 | 5,895,000 | 8,863,000 | 11,768,000 |
| Noninterest income | 534,000 | 887,000 | 1,231,000 | 1,558,000 |
| Noninterest expense | 1,986,000 | 3,863,000 | 5,708,000 | 7,575,000 |
| Provision for loan losses | 590,000 | 726,000 | 761,000 | 1,362,000 |
| Pretax income | 892,000 | 2,193,000 | 3,625,000 | 4,454,000 |
| Income tax | 150,000 | 441,000 | 787,000 | 908,000 |
| Net income | 742,000 | 1,752,000 | 2,838,000 | 3,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,966,000 | 28,777,000 | 29,897,000 | 30,309,000 |
| Total capital | 30,501,000 | 31,177,000 | 32,340,000 | 33,111,000 |
| Risk-weighted assets | 211,692,000 | 220,961,000 | 218,849,000 | 223,918,000 |