Call reports 2022
FIRST METRO BANK — 2022
What FIRST METRO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 963,258,000 | 943,992,000 | 914,673,000 | 886,967,000 |
| Total loans | 466,759,000 | 483,739,000 | 487,551,000 | 509,935,000 |
| Allowance for loan losses | 4,410,000 | 4,648,000 | 4,748,000 | 4,974,000 |
| Securities available for sale | 285,217,000 | 274,710,000 | 259,433,000 | 255,572,000 |
| Securities held to maturity | 4,190,000 | 21,584,000 | 53,644,000 | 53,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 886,386,000 | 874,740,000 | 850,123,000 | 823,182,000 |
| Interest-bearing deposits | 852,236,000 | 842,420,000 | 815,826,000 | 795,490,000 |
| Noninterest-bearing deposits | 34,150,000 | 32,320,000 | 34,297,000 | 27,692,000 |
| Equity capital | 74,396,000 | 66,620,000 | 62,259,000 | 61,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,779,000 | 14,066,000 | 22,177,000 | 30,652,000 |
| Interest expense | 637,000 | 1,209,000 | 1,791,000 | 2,458,000 |
| Net interest income | 6,142,000 | 12,857,000 | 20,386,000 | 28,194,000 |
| Noninterest income | 1,186,000 | 2,401,000 | 3,472,000 | 4,461,000 |
| Noninterest expense | 3,700,000 | 7,370,000 | 10,933,000 | 14,680,000 |
| Provision for loan losses | 314,000 | 606,000 | 781,000 | 1,072,000 |
| Pretax income | 3,314,000 | 7,282,000 | 12,144,000 | 16,903,000 |
| Income tax | 864,000 | 1,899,000 | 3,167,000 | 4,095,000 |
| Net income | 2,450,000 | 5,383,000 | 8,977,000 | 12,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,488,000 | 93,420,000 | 97,017,000 | 96,897,000 |