Call reports 2021
FIRST METRO BANK — 2021
What FIRST METRO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 865,837,000 | 873,179,000 | 884,914,000 | 944,541,000 |
| Total loans | 439,047,000 | 444,562,000 | 432,156,000 | 467,427,000 |
| Allowance for loan losses | 4,167,000 | 4,157,000 | 4,151,000 | 4,140,000 |
| Securities available for sale | 208,868,000 | 221,409,000 | 224,763,000 | 240,443,000 |
| Securities held to maturity | 6,755,000 | 6,004,000 | 5,281,000 | 4,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,565,000 | 785,287,000 | 794,057,000 | 856,242,000 |
| Interest-bearing deposits | 756,962,000 | 762,145,000 | 770,544,000 | 813,001,000 |
| Noninterest-bearing deposits | 24,603,000 | 23,143,000 | 23,513,000 | 43,241,000 |
| Equity capital | 81,719,000 | 84,777,000 | 87,720,000 | 85,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,462,000 | 12,904,000 | 19,342,000 | 25,862,000 |
| Interest expense | 912,000 | 1,700,000 | 2,454,000 | 3,172,000 |
| Net interest income | 5,550,000 | 11,204,000 | 16,888,000 | 22,690,000 |
| Noninterest income | 1,031,000 | 2,242,000 | 3,489,000 | 4,735,000 |
| Noninterest expense | 3,492,000 | 7,026,000 | 10,508,000 | 13,965,000 |
| Provision for loan losses | 0 | 0 | 16,000 | 50,000 |
| Pretax income | 3,089,000 | 6,420,000 | 9,853,000 | 13,410,000 |
| Income tax | 806,000 | 1,676,000 | 2,572,000 | 3,228,000 |
| Net income | 2,283,000 | 4,744,000 | 7,281,000 | 10,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,155,000 | 86,616,000 | 89,154,000 | 89,199,000 |
| Total capital | 88,322,000 | 90,773,000 | — | — |
| Risk-weighted assets | 387,063,000 | 421,545,000 | — | — |