Call reports 2019
FIRST METRO BANK — 2019
What FIRST METRO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 661,501,000 | 650,093,000 | 673,262,000 | 684,430,000 |
| Total loans | 416,370,000 | 423,185,000 | 411,633,000 | 420,192,000 |
| Allowance for loan losses | 2,603,000 | 2,585,000 | 2,525,000 | 2,671,000 |
| Securities available for sale | 127,909,000 | 128,576,000 | 128,955,000 | 107,314,000 |
| Securities held to maturity | 47,732,000 | 46,961,000 | 45,717,000 | 44,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,048,000 | 570,860,000 | 590,873,000 | 603,143,000 |
| Interest-bearing deposits | 568,438,000 | 555,140,000 | 574,090,000 | 587,670,000 |
| Noninterest-bearing deposits | 16,610,000 | 15,720,000 | 16,783,000 | 15,473,000 |
| Equity capital | 73,308,000 | 76,955,000 | 79,615,000 | 78,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,589,000 | 13,465,000 | 20,412,000 | 27,385,000 |
| Interest expense | 1,062,000 | 2,222,000 | 3,425,000 | 4,674,000 |
| Net interest income | 5,527,000 | 11,243,000 | 16,987,000 | 22,711,000 |
| Noninterest income | 946,000 | 1,892,000 | 2,895,000 | 3,896,000 |
| Noninterest expense | 3,242,000 | 6,497,000 | 9,685,000 | 12,864,000 |
| Provision for loan losses | 57,000 | 162,000 | 169,000 | 379,000 |
| Pretax income | 3,174,000 | 6,476,000 | 10,028,000 | 13,364,000 |
| Income tax | 816,000 | 1,655,000 | 2,582,000 | 3,237,000 |
| Net income | 2,358,000 | 4,821,000 | 7,446,000 | 10,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,256,000 | 76,720,000 | 79,345,000 | 78,160,000 |
| Total capital | 76,859,000 | 79,305,000 | 81,870,000 | 80,831,000 |
| Risk-weighted assets | 386,006,000 | 392,962,000 | 385,096,000 | 391,853,000 |