Call reports 2018
FIRST METRO BANK — 2018
What FIRST METRO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 620,937,000 | 621,179,000 | 628,464,000 | 637,139,000 |
| Total loans | 381,752,000 | 387,834,000 | 404,592,000 | 410,302,000 |
| Allowance for loan losses | 2,453,000 | 2,509,000 | 2,561,000 | 2,610,000 |
| Securities available for sale | 126,122,000 | 131,548,000 | 123,655,000 | 127,263,000 |
| Securities held to maturity | 51,801,000 | 50,775,000 | 49,600,000 | 48,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,290,000 | 550,262,000 | 555,053,000 | 563,379,000 |
| Interest-bearing deposits | 537,887,000 | 533,343,000 | 538,680,000 | 548,155,000 |
| Noninterest-bearing deposits | 13,403,000 | 16,919,000 | 16,374,000 | 15,224,000 |
| Equity capital | 67,287,000 | 69,326,000 | 71,214,000 | 71,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,877,000 | 12,024,000 | 18,351,000 | 24,891,000 |
| Interest expense | 653,000 | 1,358,000 | 2,131,000 | 3,039,000 |
| Net interest income | 5,224,000 | 10,666,000 | 16,220,000 | 21,852,000 |
| Noninterest income | 920,000 | 1,917,000 | 2,922,000 | 3,832,000 |
| Noninterest expense | 3,099,000 | 6,218,000 | 9,410,000 | 12,494,000 |
| Provision for loan losses | 9,000 | 104,000 | 199,000 | 369,000 |
| Pretax income | 3,036,000 | 6,261,000 | 9,533,000 | 12,821,000 |
| Income tax | 792,000 | 1,631,000 | 2,484,000 | 2,924,000 |
| Net income | 2,244,000 | 4,630,000 | 7,049,000 | 9,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,377,000 | 71,764,000 | 74,182,000 | 73,187,000 |
| Total capital | 71,830,000 | 74,273,000 | 76,743,000 | 75,797,000 |
| Risk-weighted assets | 354,215,000 | 361,528,000 | 375,754,000 | 378,328,000 |