Call reports 2017
FIRST METRO BANK — 2017
What FIRST METRO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 586,002,000 | 602,136,000 | 603,495,000 | 606,915,000 |
| Total loans | 363,673,000 | 374,130,000 | 378,455,000 | 379,524,000 |
| Allowance for loan losses | 2,518,000 | 2,395,000 | 2,328,000 | 2,477,000 |
| Securities available for sale | 98,450,000 | 96,743,000 | 88,553,000 | 117,994,000 |
| Securities held to maturity | 81,063,000 | 80,193,000 | 78,525,000 | 52,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,805,000 | 532,745,000 | 531,953,000 | 537,750,000 |
| Interest-bearing deposits | 504,634,000 | 516,596,000 | 516,277,000 | 525,875,000 |
| Noninterest-bearing deposits | 13,171,000 | 16,149,000 | 15,676,000 | 11,875,000 |
| Equity capital | 65,597,000 | 67,740,000 | 69,530,000 | 67,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,265,000 | 17,084,000 | 23,021,000 |
| Interest expense | 541,000 | 1,112,000 | 1,717,000 | 2,350,000 |
| Net interest income | 5,010,000 | 10,153,000 | 15,367,000 | 20,671,000 |
| Noninterest income | 817,000 | 1,609,000 | 2,338,000 | 3,204,000 |
| Noninterest expense | 2,800,000 | 5,689,000 | 8,591,000 | 11,509,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 325,000 |
| Pretax income | 3,027,000 | 6,048,000 | 9,039,000 | 12,041,000 |
| Income tax | 1,152,000 | 2,302,000 | 3,403,000 | 4,370,000 |
| Net income | 1,875,000 | 3,746,000 | 5,636,000 | 7,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,010,000 | 67,881,000 | 69,772,000 | 68,337,000 |
| Total capital | 68,528,000 | 70,276,000 | 72,100,000 | 70,814,000 |
| Risk-weighted assets | 342,204,000 | 349,805,000 | 350,447,000 | 350,758,000 |