Call reports 2013
FIRST METRO BANK — 2013
What FIRST METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 509,526,000 | 512,133,000 | 502,507,000 | 512,082,000 |
| Total loans | 286,881,000 | 297,955,000 | 300,405,000 | 309,837,000 |
| Allowance for loan losses | 2,477,000 | 3,298,000 | 3,243,000 | 3,201,000 |
| Securities available for sale | 170,706,000 | 159,759,000 | 148,889,000 | 140,772,000 |
| Securities held to maturity | 19,671,000 | 21,892,000 | 21,646,000 | 21,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,933,000 | 459,829,000 | 450,723,000 | 462,410,000 |
| Interest-bearing deposits | 445,087,000 | 447,221,000 | 439,178,000 | 453,486,000 |
| Noninterest-bearing deposits | 9,847,000 | 12,608,000 | 11,545,000 | 8,924,000 |
| Equity capital | 51,746,000 | 50,639,000 | 49,735,000 | 47,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,018,000 | 10,150,000 | 15,344,000 | 20,666,000 |
| Interest expense | 663,000 | 1,304,000 | 1,933,000 | 2,483,000 |
| Net interest income | 4,355,000 | 8,846,000 | 13,411,000 | 18,183,000 |
| Noninterest income | 723,000 | 1,464,000 | 2,253,000 | 3,060,000 |
| Noninterest expense | 2,354,000 | 4,766,000 | 7,229,000 | 9,751,000 |
| Provision for loan losses | 80,000 | -270,000 | -270,000 | -270,000 |
| Pretax income | 2,682,000 | 5,852,000 | 8,743,000 | 11,800,000 |
| Income tax | 1,021,000 | 2,445,000 | 3,547,000 | 4,558,000 |
| Net income | 1,661,000 | 3,407,000 | 5,196,000 | 7,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,088,000 | 52,832,000 | 54,622,000 | 53,875,000 |
| Total capital | 53,565,000 | 56,130,000 | 57,865,000 | 57,076,000 |
| Risk-weighted assets | 284,758,000 | 297,910,000 | 300,388,000 | 310,883,000 |