Call reports 2012
FIRST METRO BANK — 2012
What FIRST METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 485,254,000 | 485,713,000 | 488,973,000 | 495,376,000 |
| Total loans | 272,585,000 | 277,517,000 | 283,540,000 | 286,016,000 |
| Allowance for loan losses | 2,560,000 | 2,469,000 | 2,493,000 | 2,423,000 |
| Securities available for sale | 152,389,000 | 146,671,000 | 143,598,000 | 133,462,000 |
| Securities held to maturity | 16,175,000 | 16,439,000 | 16,692,000 | 20,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,137,000 | 431,209,000 | 432,364,000 | 442,813,000 |
| Interest-bearing deposits | 405,781,000 | 404,805,000 | 410,212,000 | 433,211,000 |
| Noninterest-bearing deposits | 26,355,000 | 26,404,000 | 22,152,000 | 9,603,000 |
| Equity capital | 48,792,000 | 50,974,000 | 52,637,000 | 50,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,511,000 | 15,697,000 | 20,797,000 |
| Interest expense | 869,000 | 1,639,000 | 2,378,000 | 3,095,000 |
| Net interest income | 4,432,000 | 8,872,000 | 13,319,000 | 17,702,000 |
| Noninterest income | 662,000 | 1,382,000 | 2,100,000 | 2,910,000 |
| Noninterest expense | 2,248,000 | 4,480,000 | 6,767,000 | 9,094,000 |
| Provision for loan losses | 116,000 | 158,000 | 214,000 | 1,998,000 |
| Pretax income | 2,730,000 | 5,616,000 | 8,438,000 | 9,520,000 |
| Income tax | 1,041,000 | 2,141,000 | 3,211,000 | 2,790,000 |
| Net income | 1,689,000 | 3,475,000 | 5,227,000 | 6,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,099,000 | 49,885,000 | 51,637,000 | 49,532,000 |
| Total capital | 50,659,000 | 52,354,000 | 54,130,000 | 51,957,000 |
| Risk-weighted assets | 274,077,000 | 277,238,000 | 281,436,000 | 278,593,000 |