Call reports 2011
FIRST METRO BANK — 2011
What FIRST METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 446,349,000 | 455,459,000 | 467,381,000 | 471,353,000 |
| Total loans | 273,763,000 | 277,958,000 | 281,563,000 | 277,215,000 |
| Allowance for loan losses | 2,604,000 | 2,517,000 | 2,696,000 | 2,522,000 |
| Securities available for sale | 113,728,000 | 114,981,000 | 112,268,000 | 136,232,000 |
| Securities held to maturity | 15,627,000 | 18,841,000 | 18,651,000 | 15,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,432,000 | 404,311,000 | 413,707,000 | 418,792,000 |
| Interest-bearing deposits | 375,241,000 | 381,193,000 | 389,420,000 | 394,119,000 |
| Noninterest-bearing deposits | 23,192,000 | 23,119,000 | 24,287,000 | 24,673,000 |
| Equity capital | 44,650,000 | 47,406,000 | 49,402,000 | 48,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,175,000 | 10,520,000 | 15,955,000 | 21,363,000 |
| Interest expense | 1,123,000 | 2,198,000 | 3,189,000 | 4,122,000 |
| Net interest income | 4,052,000 | 8,322,000 | 12,766,000 | 17,241,000 |
| Noninterest income | 665,000 | 1,334,000 | 2,007,000 | 2,772,000 |
| Noninterest expense | 2,193,000 | 4,391,000 | 6,520,000 | 8,849,000 |
| Provision for loan losses | 50,000 | 86,000 | 296,000 | 437,000 |
| Pretax income | 2,474,000 | 5,179,000 | 7,957,000 | 10,727,000 |
| Income tax | 943,000 | 1,973,000 | 3,028,000 | 3,757,000 |
| Net income | 1,531,000 | 3,206,000 | 4,929,000 | 6,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,535,000 | 46,209,000 | 47,933,000 | 47,290,000 |
| Total capital | 47,139,000 | 48,726,000 | 50,629,000 | 49,812,000 |
| Risk-weighted assets | 270,854,000 | 274,467,000 | 277,180,000 | 274,808,000 |