Call reports 2009
FIRST METRO BANK — 2009
What FIRST METRO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 410,108,000 | 422,088,000 | 421,887,000 | 418,941,000 |
| Total loans | 259,716,000 | 268,541,000 | 274,897,000 | 274,311,000 |
| Allowance for loan losses | 2,342,000 | 2,435,000 | 2,505,000 | 2,525,000 |
| Securities available for sale | 92,207,000 | 90,515,000 | 92,240,000 | 81,405,000 |
| Securities held to maturity | 19,751,000 | 12,682,000 | 14,175,000 | 15,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,337,000 | 378,531,000 | 376,660,000 | 374,149,000 |
| Interest-bearing deposits | 351,146,000 | 363,932,000 | 360,286,000 | 356,006,000 |
| Noninterest-bearing deposits | 16,191,000 | 14,600,000 | 16,373,000 | 18,143,000 |
| Equity capital | 38,366,000 | 39,108,000 | 41,150,000 | 40,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,401,000 | 10,812,000 | 16,248,000 | 21,702,000 |
| Interest expense | 1,891,000 | 3,698,000 | 5,451,000 | 7,021,000 |
| Net interest income | 3,510,000 | 7,114,000 | 10,797,000 | 14,681,000 |
| Noninterest income | 749,000 | 1,548,000 | 2,336,000 | 3,069,000 |
| Noninterest expense | 1,968,000 | 4,160,000 | 6,332,000 | 8,558,000 |
| Provision for loan losses | 175,000 | 335,000 | 455,000 | 705,000 |
| Pretax income | 2,116,000 | 4,167,000 | 6,346,000 | 8,487,000 |
| Income tax | 803,000 | 1,571,000 | 2,402,000 | 3,002,000 |
| Net income | 1,313,000 | 2,596,000 | 3,944,000 | 5,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,649,000 | 38,933,000 | 40,281,000 | 40,490,000 |
| Total capital | 39,991,000 | 41,368,000 | 42,786,000 | 43,015,000 |
| Risk-weighted assets | 262,477,000 | 267,123,000 | 269,293,000 | 268,691,000 |