Call reports 2002
FIRST METRO BANK — 2002
What FIRST METRO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,551,000 | 218,300,000 | 222,859,000 | 231,944,000 |
| Total loans | 138,464,000 | 143,221,000 | 142,601,000 | 143,054,000 |
| Allowance for loan losses | 1,738,000 | 1,742,000 | 1,829,000 | 1,969,000 |
| Securities available for sale | 30,652,000 | 34,271,000 | 34,011,000 | 40,329,000 |
| Securities held to maturity | 12,374,000 | 9,313,000 | 8,619,000 | 8,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,930,000 | 196,679,000 | 200,330,000 | 208,825,000 |
| Interest-bearing deposits | 183,154,000 | 184,448,000 | 192,861,000 | 201,625,000 |
| Noninterest-bearing deposits | 6,776,000 | 12,231,000 | 7,470,000 | 7,200,000 |
| Equity capital | 19,484,000 | 20,424,000 | 21,364,000 | 22,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,399,000 | 6,870,000 | 10,346,000 | 13,831,000 |
| Interest expense | 1,458,000 | 2,793,000 | 4,069,000 | 5,286,000 |
| Net interest income | 1,941,000 | 4,077,000 | 6,277,000 | 8,545,000 |
| Noninterest income | 518,000 | 1,087,000 | 1,643,000 | 2,207,000 |
| Noninterest expense | 1,325,000 | 2,685,000 | 4,034,000 | 5,494,000 |
| Provision for loan losses | 155,000 | 353,000 | 545,000 | 938,000 |
| Pretax income | 979,000 | 2,126,000 | 3,341,000 | 4,320,000 |
| Income tax | 375,000 | 821,000 | 1,286,000 | 1,508,000 |
| Net income | 604,000 | 1,305,000 | 2,055,000 | 2,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,983,000 | 19,821,000 | 20,680,000 | 21,367,000 |
| Total capital | 20,721,000 | 21,563,000 | 22,509,000 | 23,200,000 |
| Risk-weighted assets | 140,132,000 | 145,586,000 | 147,713,000 | 146,534,000 |
Machine access — free, no API key
Every figure shown here about FIRST METRO BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.